How does the patent loan program work?

This page is an FAQ based on guidance from the Manual of Patent Examining Procedure. It is provided as guidance, with links to the ground truth sources. This is information only: it is not legal advice.

We evaluate your IP to see if we believe there is enough collateral to underwrite a loan.

If we like the IP and your business prospects, we offer a term sheet with a proposed loan.

Sometimes, we have the option to get an “insurance wrapper” on the collateral – an insurance policy that ‘guarantees’ the value of the underlying assets. But this is not a requirement for our loans.

A typical loan will be 2-5 years in length and may have an interest-only period.

We have great flexibility to give you the loan you works exactly for your business.

This is not a one-size-fits-all loan. It is bespoke – directed at what you need.