Question 1

Are IP-backed loans essentially venture debt?

russ.krajec@blueironip.com · Accepted Answer

We look at loans in a similar way to venture debt, but with a big difference: we can give you credit for your IP.

Because we can enforce/license/sell IP, we have ways of recovering a loan value in a default. This is something that other lenders do not have.

A mortgage bank has expertise and experience in valuing and liquidating real estate, so they are the right lenders for that.

Our expertise in IP allows us to lend against the IP, where we know how to get the most out of that asset.

Question 2

Are IP-backed loans essentially venture debt?

russ.krajec@blueironip.com · Accepted Answer

We look at loans in a similar way to venture debt, but with a big difference: we can give you credit for your IP.

Because we can enforce/license/sell IP, we have ways of recovering a loan value in a default. This is something that other lenders do not have.

A mortgage bank has expertise and experience in valuing and liquidating real estate, so they are the right lenders for that.

Our expertise in IP allows us to lend against the IP, where we know how to get the most out of that asset.